Großausgaben Opportunitätskosten Rechner

Macht den langfristigen Vermögensverlust durch Konsum sichtbar.

Time Value of Money (TVM) Calculator

Enter any four variables among N, I/Y, PV, PMT and FV, select the unknown variable and payment timing, then click Calculate.

This tool is for learning and estimation only and does not constitute any investment, loan or financial advice.

TVM Input Area

N · Number of Periods

I/Y · Interest Rate per Period (% per period)

PV · Present Value

PMT · Payment per Period

FV · Future Value

Payment Timing

End (ordinary annuity, payment at end of period)Begin (annuity due, payment at beginning of period)

Most loans and bonds use end-of-period payments; some rents and annuities use beginning-of-period payments.

Unknown Variable (to be calculated)

Make sure the other four variables are filled in clearly. Empty fields are treated as unknown.

Result

After filling in four variables and selecting the unknown variable, click "Calculate" to see the result here.

Sign convention: Positive numbers usually represent cash inflow (receive), and negative numbers represent cash outflow (pay). For example, taking out a loan: PV is positive (receive money), PMT is negative (repay each period).

This tool is implemented purely in the browser and does not store any data. All calculations are for teaching/learning and estimation only and do not constitute any investment or lending recommendation.

Luxusuhr oder Indexfonds? Opportunitätskosten-Rechner

Vergleichen Sie, wie viel eine heute getätigte Luxusausgabe in einem Indexfonds in 20 Jahren wert wäre.

Großausgaben Opportunitätskosten Rechner

TVM Input Area

Result

Luxusuhr oder Indexfonds? Opportunitätskosten-Rechner

Verwandte Tools

Zeit & Zeitstempel-Tool

BA II Plus Finanzrechner

Match-Spiel

2048-Spiel

Edelstein-Match

Sudoku