Simulador de Leasing vs Compra de Coche
Analiza los flujos de caja de un préstamo de auto frente a un leasing usando valor del dinero en el tiempo.
Time Value of Money (TVM) Calculator
Enter any four variables among N, I/Y, PV, PMT and FV, select the unknown variable and payment timing, then click Calculate.
This tool is for learning and estimation only and does not constitute any investment, loan or financial advice.
TVM Input Area
Payment Timing
Most loans and bonds use end-of-period payments; some rents and annuities use beginning-of-period payments.
Unknown Variable (to be calculated)
Make sure the other four variables are filled in clearly. Empty fields are treated as unknown.
Result
After filling in four variables and selecting the unknown variable, click "Calculate" to see the result here.
Sign convention: Positive numbers usually represent cash inflow (receive), and negative numbers represent cash outflow (pay). For example, taking out a loan: PV is positive (receive money), PMT is negative (repay each period).
This tool is implemented purely in the browser and does not store any data. All calculations are for teaching/learning and estimation only and do not constitute any investment or lending recommendation.
Calculadora Alquilar vs Comprar Coche: ¿Qué conviene más?
Compara el pago mensual, el costo total y el valor residual entre alquilar y comprar un coche para tomar una decisión financiera informada.
Casos de Uso Comunes
Planificación Financiera
Calcula la tasa de retorno de diferentes opciones de inversión y selecciona la solución óptima
Análisis de Inversión
Evalúa la tasa interna de retorno de proyectos de inversión y determina la viabilidad del proyecto
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