ミリオネア目標達成計算機

資産形成のスピードを可視化し、目標額に到達するための最適な運用プランを提示します。

Time Value of Money (TVM) Calculator

Enter any four variables among N, I/Y, PV, PMT and FV, select the unknown variable and payment timing, then click Calculate.

This tool is for learning and estimation only and does not constitute any investment, loan or financial advice.

TVM Input Area

Payment Timing

Most loans and bonds use end-of-period payments; some rents and annuities use beginning-of-period payments.

Unknown Variable (to be calculated)

Make sure the other four variables are filled in clearly. Empty fields are treated as unknown.

All cash flows (PV, PMT, FV) currently have the same sign. In TVM problems, usually at least one cash flow should have the opposite sign (one side pay, the other side receive).

Result

After filling in four variables and selecting the unknown variable, click "Calculate" to see the result here.

Sign convention: Positive numbers usually represent cash inflow (receive), and negative numbers represent cash outflow (pay). For example, taking out a loan: PV is positive (receive money), PMT is negative (repay each period).

This tool is implemented purely in the browser and does not store any data. All calculations are for teaching/learning and estimation only and do not constitute any investment or lending recommendation.

1億円貯金シミュレーター:億り人になるまであと何年?

資産1億円(ミリオネア)を達成するためのシミュレーション。複利の力を利用して、毎月の積立額と運用利回りから達成時期を精密に計算します。

一般的な使用例

財務計画

異なる投資オプションの収益率を計算し、最適なソリューションを選択します

投資分析

投資プロジェクトの内部収益率を評価し、プロジェクトの実現可能性を判断します